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Elie Joseph

Senior Payments and Fraud Consultant

Works remotely from Nuremberg

  • 49.4538
  • 11.0772
  • Suggested rate £984 / day
  • Experience 7+ years
Propose a project The project will begin once you accept Elie's quote.

This freelancer has confirmed full-time availability in the past 7 days.

Propose a project The project will begin once you accept Elie's quote.

Location and workplace preferences

Nuremberg, Germany
Remote only
Primarily works remotely


Project length
  • Between 1-3 months
  • Between 3-6 months
Business sector
  • Automobile
  • Banking & Insurance
  • Consulting & Audits
  • Digital & IT
  • E-commerce
+11 autres
Company size
  • 11 - 49 people
  • 50 - 249 people
  • 250 - 999 people
  • 1000 - 4999 people
  • ≥ 5000 people


Freelancer code of conduct signed
Read the Malt code of conduct

Verified email


  • Arabic

    Native or bilingual

  • English


  • French


  • German



Skills (9)

Elie in a few words

I am an Omnichannel payments and risk director with strong consultancy background, possessing more than 14 years of work experience across geographies. I have worked for different multinational companies from different industries and on many payment systems like Adyen, Stripe, Paypal, Cybersource and ACI.

Payments and banking field is complex, I do my best everyday to simplify it. My core competence is designing business and technical payment solutions, as well as developing strategies for merchants and financial service institutions.


Wunderman Thompson Commerce


Payments and Risk Product Owner (Freelance)  - As a freelancer

January 2022 - October 2022 (9 months)

As a product owner for a strategic project at Wunderman Thompson:
-I defined the payment strategy and selected the payment service provider.
-I am working on defining the payments business solution.
-I am working on a defining a payments system landscape.

Mercedes-Benz Mobility AG


Payments and Risk Consultant (Freelance)  - As a freelancer

September 2021 - December 2021 (3 months)

As a consultant with the Mercedes pay team, I have worked on Mercedes pay's own unified payment layer that connects globally more than 300 merchants to different PSPs.
-I assessed the future landscape of Mercedes pay's unified payment layer (internal technical gateway) and how the setup will be impacted when having cost saving and scalability in mind.
-I have conducted reviews of the existing payment solutions setups and processes, and recommended improvements.
-I have revised and documented new and existing payment methods integration processes.

Arvato Financial Solutions

Payments and Risk Consultant (Freelance)  - As a freelancer

June 2021 - October 2021 (4 months)

As a marketplace payments consultant:
-I defined the requirements for Arvato to offer a payment and financial marketplace solution that automate the merchant's onboarding, payment splits and payouts.
-I assessed existing marketplace solutions like Stripe, Adyen and Payaut and defined their strengths and weaknesses.
-I consulted and advised Arvato's management based on my findings.

ADIDAS - Adidas Group


January 2020 - May 2021 (1 year and 4 months)

Team lead for Payments and SAP consultants working on implementing different systems and backoffice processes across the adidas Sales Channels.
-I contributed to the success of adidas shift's to a product-led-organisation.
-I advised the leadership team on Payments and Financial system strategies.
-I ramped up and built the team to allow a smooth migration to the SAP S4 HANA.
-I contributed to the establishment of Payments SRE teams.

ADIDAS - Adidas Group


April 2019 - December 2019 (8 months)

Team lead for Payments architects and consultants that drove the design and integrations of 3 PSPs, 2 Fraud Engines and more than 10 acquiring banks.
-I formed the adidas Global IT payments team.
-I advised the leadership team on Payments and Financial system strategies.
-I introduced the Payment Orchestration Layer strategy.
-I was accountable for the success of payment projects.

ADIDAS - Adidas Group

Senior Payments Consultant

August 2014 - March 2019 (4 years and 7 months)

Lead consultant and project manager for different payment initiatives in the area of eCom, retail POS and mPOS EFTs.
-I led RFPs and multimillion Euro projects for selection, integration and implementation of different payment and fraud providers (Adyen, Stripe, ACI, Feedzai, Cybersource, ACI,etc..) in the adidas landscape.
-I designed the payments and fraud end-to-end processes and integrations across channels and systems.
-I designed a fully automated settlement and financial reconciliation processes.

ADIDAS - Adidas Group

Information Technology Consultant - Retail Technology & Innovation

August 2012 - July 2014 (1 year and 11 months)

Consultant and researcher for new Brick & Mortar stores technologies.
-I led the research and the introduction of mobile devices, mPOS, digital signage and heat map solutions in the physical stores.
-I led the introduction of a new Network concept that allows higher security and the offering of internet to the customers in the physical stores.
-I monitored and prototyped emerging digital technologies.

ADIDAS - Adidas Group

Information Technology Consultant

July 2008 - July 2012 (4 years)

I led the support organisation and implementation of POS and B2B projects in the MENA region, for more than 300 stores across 8 countries and 3 different continents.
-I coordinated and supported in the roll out the POS solution in the region.
-I provided 3rd Level Support for the POS and ERP solutions.
-I contributed to the opening of 3 head offices.