About Jekaterina
I am a Senior Motor Insurance Consultant with 10+ years of experience in underwriting, product development, and portfolio management across EU markets, with a strong focus on Italy.
I specialize in Casco (motor) insurance, helping insurers improve portfolio profitability, optimize pricing strategies, and launch new products tailored to competitive markets.
My experience includes building and scaling motor insurance portfolios, leading underwriting decisions, and delivering end-to-end product development — from concept to market launch.
I have successfully launched a Motorcycle Casco product and worked extensively on risk assessment, pricing, and operational improvements within underwriting processes.
I collaborate closely with cross-functional teams including claims, finance, compliance, and brokers, ensuring alignment between risk strategy and business performance.
English
Native or bilingual
Italian
Conversational
Latvian
Native or bilingual
Russian
Fluent
Remote only
Primarily works remotely
Experience
- Balcia Insurance SESenior Motor Underwriter / Product Manager (Italy Market)January 2019 - January 2025 (6 years)• • Managed and developed Casco (motor) portfolio for the Italian market (loss ratio 40%)• • Built and scaled a profitable motor portfolio (new business + renewals)• • Led underwriting decisions and pricing strategy based on risk exposure and market analysis• • Engagement in Government Tender Processes• • Launched new product line: Motorcycle Casco insurance (end-to-end implementation)• • Conducted market benchmarking and pricing optimisation across competitors• • Improved operational workflows, reducing processing time and increasing service efficiency• • Coordinated cross-functional teams: claims, finance, compliance, and brokers• • Ensured regulatory compliance within EU insurance frameworks• • Acted as key contact for international partners and underwriting decisions
- BTA Insurance SELiability UnderwriterJanuary 2010 - January 2012 (2 years)• • Underwrote Liability and Professional indemnity risks• • Developed and improved insurance products• • Built and managed profitable portfolios• • Collaborated with Reinsurance, Claims, and Sales teams• • Analyze risks, exposures, and price based on available pricing tools• • Insurance products studying, market research, price, and rates level comparison
- ERGO Latvia AASSenior Insurance SpecialistJanuary 2003 - January 2011 (8 years)• • Managed client portfolio across Motor, Property, and Liability lines• • Led sales and client relationship development• • Supported underwriting and claims processes• • Insurance products presentation, consultation of the clients• • Monthly and annual reports on received premium, number of policies
Recommendations
Be the first to recommend Jekaterina
Help this freelancer shine by sharing your experience working together.
These freelancer profiles also match your criteria
Agatha Frydrych
Backend Java Software Engineer
4.7
(3)
2
Baptiste Duhen
Fullstack developer
4.6
(4)
5
Amed Hamou
Senior Lead Developer
4
(2)
7
Audrey Champion
Web developer
4.3
(3)
4
Education
- MBA / EconomistRiga Technical University2003MBA / Economist
- Bachelor Degree of Business Administration/Riga Technical University2003Bachelor Degree of Business Administration/