You're seeing this page as if you were . The main menu is still yours, though. Exit from immersion
Umer MohammadUM

Umer Mohammad

Founding Engineering Lead/CTO

£450/day
Manchester, GB
15+ years

Average response time: 1 hour

About Umer

I work with startups and growing businesses to turn ideas into solid, scalable products.

I’ve spent years building and scaling MVPs and production systems across FinTech, HealthTech, and SaaS, working end-to-end from early discovery through to launch and ongoing iteration. I’ve worn multiple hats along the way — CTO, Lead Engineer, and hands-on developer — which means I understand both the technical depth and the business realities behind every decision.

I’m heavily involved in architecture and system design, but I don’t disappear into diagrams. I stay close to the code, help teams move quickly without cutting corners, and make sure what we build is maintainable, secure, and fit for real users. I’ve worked with event-driven systems, cloud-native architectures, and complex integrations, particularly in regulated environments where reliability and compliance matter.

Clients usually work with me when they want:

A clear path from idea to MVP

Technical leadership without unnecessary overhead

Someone who can challenge assumptions, not just execute tickets

A partner who stays involved across the full product lifecycle

I’m comfortable working with early-stage founders, scaling teams, and non-technical stakeholders, translating ideas into practical solutions that ship and evolve. My focus is always on building the right thing, not just building fast.
  • English

    Native or bilingual

Can work on-site
Manchester (up to 50km)

Experience

  • Experian
    Software Engineer
    BANKING AND INSURANCE
    November 2024 - December 2025 (1 year and 1 month)
    Worked on a new credit score journey and marketing pages, including features that help users understand their score and drive upgrades from free to paid plans. Contributed to new feature development using React and TypeScript, and supported quality through unit and end-to-end testin
    Front-End development Back-End development React.js Contentful Fintech
  • SKEDULR - HealthTech
    Founding Engineering Lead
    HEALTH AND WELLNESS
    November 2023 - Today (2 years and 7 months)
    Manchester, United Kingdom
    Leading development of a HealthTech platform with hands-on involvement in architecture and feature implementation. Contributed to building scalable systems, setting coding standards, reviewing code, and supporting the team through mentoring and technical guidance.
    Tech Lead Front-End development Back-End development
  • SIKOIA - FinTech
    Software Engineer
    BANKING AND INSURANCE
    May 2023 - September 2023 (4 months)
    Developed and integrated reusable web components using Blazor within a .NET SaaS product. Contributed to UI improvements, performance, and maintainability, while collaborating with stakeholders to deliver features aligned with business requirements.
    React.js Start-up Front-End development Back-End development

Recommendations

Be the first to recommend Umer

Help this freelancer shine by sharing your experience working together.

These freelancer profiles also match your criteria

AgathaA

Agatha Frydrych

Backend Java Software Engineer

4.7

(3)

2

BaptisteB

Baptiste Duhen

Fullstack developer

4.6

(4)

5

AmedA

Amed Hamou

Senior Lead Developer

4

(2)

7

AudreyA

Audrey Champion

Web developer

4.3

(3)

4

Education

  • Bachelor of Computer Science
    University of Salford
    2013
    Bachelor of Computer Science

Skill set

Categories