Warren D.

Highly experienced professional possessing 14 years of experience in regulatory compliance, AML, KYC, on-boarding, risk assessment & management, financial crime investigations and fraud prevention. Demonstrated record across the FCA and HMRC regulated sectors specifically in fintech businesses, banking and estate agency. Skilled in policy writing and implementation, compliance solutions, risk assessment and analysis.

A naturally collaborative leader, I ensure the diligent performance of all tasks, seeing them through to completion. I contribute towards the achievement of overall business objectives, ensuring stakeholder satisfaction, with the addition of being a strong team player who remains resilient with challenging deadlines and am proactive in utilising my own initiative to work independently when required. ACAMS qualified.

Some of my key achievements:

• Responsible for building a robust and comprehensive Compliance and Risk function from the ground up, working in line with FCA (e-money, payment services, COBS, TC, SUP, SMCR, DISP regulations), GDPR and HMRC regulatory requirements.

• Supported the MLRO in discharging compliance responsibilities and covering during their absence.

• Advised and completed due diligence on the largest real estate portfolio transaction. Asset value circa £4.6 billion.

• At law enforcement, created analysis and recommendation report on third party cash deposits, which altered the entire financial crime picture for the UK.

• Achieved highest restraint value on criminal funds (£500 million); within 9 months of joining law enforcement.

• Detected and stopped fraudulent payments and internal fraud within 3 months of joining bank; annual value circa £150,000

• Managed a team of advisors within banking, maintaining strong control and regulatory environments which successfully influenced audit scores.

• Process change management implementation within banking, law enforcement & real estate.