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Freelancer rate versus FTE salary – what’s fair to pay?

As freelancers take on high-impact roles, they deserve pay that reflects both their value and flexibility. Simply dividing a full-time salary overlooks hidden employment costs and risks underpaying. A smarter approach to freelance salary grids considers total cost plus a flexibility premium- leading to better outcomes, lower churn, and stronger partnerships.

Major Retailer
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Unlocking Potential: Transforming IT with Google Cloud Platform at a Major Swiss retailer

Malt's Editorial Collective gathers insights from our exceptional community of freelancers. The views and opinions expressed in this piece are those of the author, and are published to encourage a diversity of perspectives and insights.

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12 June 2025

Financial Wellbeing for Freelancers

Freelancing offers freedom but also responsibility. From managing irregular income to planning for the unexpected, financial wellbeing isn’t a luxury for freelancers, it’s a necessity.

Lost AI Robot in the city
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12 June 2025

Shaping the Future: Tech Freelancers Insights on the Changing Face of AI in 2025

There's a lot of hype right now about how AI is disrupting, well, just about everything. We decided to cut through the noise and hand the mic directly to a handful of Malt's freelancers who are on the front lines of rapidly changing client demands, and the technologies that may or may not make them possible.

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10 June 2025

Freelancing & Training: How to Find Time When You Don't Have Any

Training often ends up at the bottom of our freelance to-do list, pushed aside by bookkeeping, taxes, or prospecting, even though we genuinely want to do it! In this article, you'll find practical methods and tools, alongside insights from Yann Fontes, a freelancer at Malt Strategy, to help you build learning into your daily routine and turn training into a real driver of business growth.

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10 June 2025

If you Think Generative AI Is Replacing Journalists and Writers From the Workforce, Think Again.

Malt's Editorial Collective gathers insights from our exceptional community of freelancers. The views and opinions expressed herein are those of the author, published to encourage a diversity of perspectives and insights.

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How to Manage Cash Flow as a Freelance Consultant in the GCC

Effective cash flow management is one of the most critical components of running a sustainable freelance consulting business in the GCC. As a consultant, your income is likely to be irregular, project-based, and susceptible to payment delays. This unpredictability makes it essential to implement systems and strategies to ensure financial stability across fluctuating income cycles. Here’s how to proactively manage your cash flow in 2025 and protect your business from unnecessary financial stress.

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How to set the right pricing for your freelance consulting service in the GCC

Discover what are the aspects to take in consideration to set a fair price for your services in the region, navigate through an evolving market and avoid pitfalls

Freelancer checks his Fit Bit to track his health data
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5 May 2025

Healthy routines instead of good intentions – how to make real changes with AI and know-how

We know what's good for us. But, oftentimes, we only get so far as our good intentions. In our recent webinar "(re)Build Your Health & Energy Through Simple Habits in 2025", Phil Ruttens – Tech & Health Professional, CMO and Founder of TITEOS – shows how healthy routines really work. His approach: simple principles, psychological know-how and the smart use of AI.

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Daily rates: the ultimate guide to invoicing fairly

Discover tips and tricks from our Malt experts on how to calculate your ideal daily rate and avoid pitfalls, shared during our first live FAQ session with Hanna Cohen Sebban and Antoine Dupuis.

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1 May 2025

Behind the Curtain: The Unfiltered Reality of Interim CFOs in Private Equity

At a recent Malt event, we brought together private equity professionals and seasoned finance leaders to discuss the evolving role of interim CFOs. Drawing on real-world examples - from high-growth businesses and exits to periods of instability - the conversation unpacked when interims are brought in, what makes these engagements work, and how to set them up for success.